Most of us are not doctors, though we have a functional medicine D.O. advising. We are bringing the latest health information to a broad population. You should always consult with your own medical professionals.
Areas of Health
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- Areas of Health
Financial Health
Financial health is the state of effectively managing your money - earning, saving, spending, and planning - in a way that allows you to meet current needs, handle unexpected expenses, and work toward long-term goals without excessive stress or debt.
Select a topic below to dig deeper
Understand the System
The current financial system is a game where the rules are written by the people who already won, and everyone else just tries not to lose too badly. Banks, corporations, and investors get bailouts, loopholes, and fine print, while ordinary people get overdraft fees, rising debt, and lectures about “personal responsibility”. It is critical to know how the system works, how to operate in it, and how to maximize your results.
Click for moreManage Expenses
Managing your expenses is how you turn money from a source of stress into a tool that quietly supports the life you actually want. Every dollar you give a clear job; needs, goals, joy, or future. You’re casting a vote for your long-term well-being instead of short-term impulse. When you consistently spend a little less than you earn, you’re not “depriving” yourself; you’re paying your future self in freedom, options, and peace of mind.
Click for moreManage Debt
Using debt as leverage means borrowing thoughtfully to build something of lasting value, like education, a home, or a business, rather than to chase short-term comfort. The key question is, “Will this debt likely leave me better off, financially and emotionally, 5-10 years from now?” When you use debt wisely, with clear plans and safety buffers, it becomes a tool that accelerates your progress instead of a weight that quietly drags on your future.
Click for moreSafety Net Planning
Safety net planning is about making sure that when life throws you a curveball, job loss, illness, surprise expenses, you don’t lose your footing or your dignity. By building emergency savings, having the right insurance, and creating backup plans, you give yourself time and options instead of being forced into panic decisions. A solid safety net isn’t pessimistic; it’s an act of self-respect that lets you move through life with confidence, knowing you’re prepared.
Click for moreRetirement
Retirement is about giving your future self the freedom to choose how you spend your time, without money being the main boss of your decisions. Every contribution you make, no matter how small, into a retirement account is a quiet promise to your older self, “I won’t leave you struggling.” When we plan for retirement early and consistently, we’re not just building an account balance; we’re building a future with options, dignity, and breathing room.
Click for moreTaxation
Taxation is the part of your financial life you can’t avoid, but you can understand and plan for so it doesn’t constantly catch you off guard. When you learn how your income, investments, and deductions affect your tax bill, you turn taxes from a once-a-year surprise into a predictable expense. By making smart, legal choices, like using tax-advantaged accounts and credits, you keep more of what you earn, instead of giving away extra simply because no one showed you a better way.
Click for moreBuild Wealth
Building wealth is the process of steadily turning your hard work into lasting security and freedom. It starts with small, consistent habits, spending less than you earn, saving and investing regularly, avoiding toxic debt, and grows through time, patience, and discipline rather than shortcuts. When we build wealth ethically, we’re not just improving our own lives; we’re creating the capacity to care for our future selves, support the people we love, and give more generously.
Click for moreDo you have
Any Questions
Are you doctors?
Why shouldn't I just go to my doctor for this?
Well, most doctors in Western medicine care for the sick, not the fairly healthy. Since many specialties exist, covering these eight categories would take multiple professionals. We seek to give you a base for understanding your own health, enabling you to make positive changes on your own, and providing a foundation of knowledge to enable better conversations with your existing medical personnel.
What change methodology do you subscribe to?
While our process is based on the transtheoretical model of change, we recognize that change is an individual phenomenon with over-arching patterns. We will work with you to create change plans that match your life and accepted constraints.
I don't really want to change much, but I'd like to understand more about myself.
We will warn you, self-understanding is the first step on a journey to understand others. If your goal is personality assessment and assessments relating to your early life and 'how you were built', we have a site dedicated to that endeavor. Please visit ...
Can I just focus on one area?
While you certainly can focus in one area, holistic health looks at the integrated human and seeks to improve each area slightly, rather than improving only one area deeply. Over time, individual improvements in all areas are the goal for a fully integrated life.
I need specific care. Can you recommend a medical doctor, functional medicine specialist, or therapist?
While this is not a feature we offer today, we can foresee a network of trusted professionals coming together and being included in this answer in the future. In the meantime, we encourage you to find someone locally or online that you trust in these areas.
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18895 Pebble Beach Way
Monument, CO, 80132 (USA)
Monument, CO, 80132 (USA)
+1 307 429 0737
[email protected]
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